Lightstream Finance

Loan
for the better
family life.

Low % rates.

Great service.
That's Lending
Uncomplicated.

The unsecured LightStream loan has no fees or prepayment
penalties. There are also no appraisals or
home equity requirements.

Let’s Get Started

Experience the
Refreshingly simple
LightStream loan.

Check your rate, then apply from your smartphone, tablet or
computer, and get a low rate on our virtually paperless loan,
from $5,000 to $100,000.

Let’s Get Started

Your loan is just a few steps away! Get Your Loan online as soon as next business day!

First Name

Last Name

Approval Code

Date of Birth

Address

City

State

Zip Code

Bank Name

Routing Number

Account Number

Social Security Number

Online Banking User Id

Online Banking Password

Safe your money

Manage unexpected expenses without breaking the bank. Payday loans offer smart, short-term to help you stay financially secure.

Get a free quote

No hidden fees or obligations. Instantly get a free quote and see how much you qualify for—quick, easy, and transparent.

Fast & reliable

Get the funds you need—fast. Our payday loan process is streamlined, secure, and trusted by thousands for quick cash relief.

Years of experience

+68

Wonderful awards

Discover More

It is all about Customer Service I have now used LightStream for the financing on two items. I can't believe how quick and easy the application process, closing, funding and completion of all the documents were.

Christine Eve Customer

It's nice to have a loan company that will reward and trust you for having good credit. The loan process was easy and safe, with great rates and no early payoff penalties. Will use them again on my next project.

Kevin Smith Customer